WV
West Virginia
Population: 1.8M |
Employed: 850K
No Mandatory State DI Program
Workers in West Virginia rely on employer-sponsored coverage, private policies, or federal SSDI benefits.
87,000
Disabled OASDI Beneficiaries
West Virginia residents
14.5%
Disability Rate
+4.3pp above national avg
600,000
Total OASDI Beneficiaries
All categories
$1,280
Avg Monthly Benefit
Disabled workers
Key Cities
- Charleston
- Huntington
- Morgantown
Employment
850K
Total Employment
4.8%
Unemployment Rate
$48
Avg. Annual Income
Social Security
1
SSA Field Offices
#40
National DI Rank
None
State DI Program
vs. National Average
14.5%
West Virginia DI Rate
vs.
10.2%
National Average
Neighboring States
West Virginia's Neighboring States
Related Content
West Virginia Disability Insurance Articles
Guides
Oct 19, 2026
Final Expense Insurance Rates by Age: The Complete Chart
Final expense insurance rates by age — honest answers about coverage, cost and timing for seniors and families.
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Oct 11, 2026
What Does Final Expense Insurance NOT Cover? Exclusions in Plain English
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Guides
Oct 11, 2026
Final Expense Insurance vs Prepaid Funeral Plans: The Honest Comparison
Prepaid funeral vs burial insurance — honest answers about coverage, cost and timing for seniors and families.
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Oct 9, 2026
Can You Have Two Final Expense Policies? Stacking Rules Explained
Multiple burial insurance policies — honest answers about coverage, cost and timing for seniors and families.
Data Source
OASDI beneficiary statistics for West Virginia are sourced from the official U.S. Social Security Administration (SSA) — December 2024 data release.